The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Dhilwan Kalan branch in Faridkot, Dhilwan Kalan, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Faridkot or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0050452. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Dhilwan Kalan, Faridkot

Here are some of the key details that come with the IFSC Code SBIN0050452 of State Bank Of India for its branch located in Faridkot, within the district of Dhilwan Kalan in the state of Punjab.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0050452
Branch Dhilwan Kalan
City Faridkot
District Dhilwan Kalan
State Punjab
Address Vpo Dhilwan Kalan Teh Faridkot 151204

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Faridkot for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0050452 for the Dhilwan Kalan branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dhilwan Kalan, Faridkot, Punjab, is provided a unique IFSC like SBIN0050452 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Faridkot.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Faridkot and Dhilwan Kalan.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Dhilwan Kalan do not get misguided to another person.

Format of the IFSC Code SBIN0050452

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhilwan Kalan in Faridkot.

For example, the IFSC Code SBIN0050452 of State Bank Of India for the Dhilwan Kalan branch includes these elements, identifying the bank and the branch location in Faridkot and Punjab correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0050452 of State Bank Of India for its Dhilwan Kalan branch located in Faridkot, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Faridkot and Dhilwan Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dhilwan Kalan or Faridkot to find the exact IFSC Code SBIN0050452.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Faridkot will provide accurate information.

How to Use IFSC Code SBIN0050452 for Online Transfers?

Once you have the IFSC Code SBIN0050452 for the Dhilwan Kalan branch of State Bank Of India in Faridkot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0050452. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0050452.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Dhilwan Kalan in Faridkot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Dhilwan Kalan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Faridkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Dhilwan Kalan, Faridkot?

The IFSC Code is SBIN0050452.

Is the IFSC Code SBIN0050452 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Dhilwan Kalan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhilwan Kalan branch?

The address of the branch is Vpo Dhilwan Kalan Teh Faridkot 151204 located in Faridkot, Dhilwan Kalan, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.