The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Sahabganj branch in Faizabad, Sahabganj, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Faizabad or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0014613. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Sahabganj, Faizabad

Here are the key points that are associated with the IFSC Code SBIN0014613 of State Bank Of India for its branch located in Faizabad, within the district of Sahabganj in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014613
Branch Sahabganj
City Faizabad
District Sahabganj
State Uttar Pradesh
Address Faizabad District,Uttar Pradesh 224001

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Faizabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0014613 for the Sahabganj branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sahabganj, Faizabad, Uttar Pradesh, is provided a unique IFSC like SBIN0014613 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Faizabad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Faizabad and Sahabganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Sahabganj do not get misguided to another person.

Format of the IFSC Code SBIN0014613

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sahabganj in Faizabad.

For example, the IFSC Code SBIN0014613 of State Bank Of India for the Sahabganj branch has these elements, identifying the bank and the branch location in Faizabad and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0014613 of State Bank Of India for its Sahabganj branch located in Faizabad, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Faizabad and Sahabganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Sahabganj or Faizabad to get the exact IFSC Code SBIN0014613.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Faizabad, then it will provide you proper information.

How to Use IFSC Code SBIN0014613 for Online Transfers?

Once you have the IFSC Code SBIN0014613 for the Sahabganj branch of State Bank Of India in Faizabad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0014613. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014613.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sahabganj in Faizabad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sahabganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Faizabad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Sahabganj, Faizabad?

The IFSC Code is SBIN0014613.

Is the IFSC Code SBIN0014613 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Sahabganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sahabganj branch?

The address of the branch is Faizabad District,Uttar Pradesh 224001 located in Faizabad, Sahabganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.