The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Pomshutia branch in East Khasi Hills, Pomshutia, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0009948. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Pomshutia, East Khasi Hills

Here are the key points that are associated with the IFSC Code SBIN0009948 of State Bank Of India for its branch located in East Khasi Hills, within the district of Pomshutia in the state of Meghalaya.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009948
Branch Pomshutia
City East Khasi Hills
District Pomshutia
State Meghalaya
Address Via Dawki,Dt East Khasi Hills,Meghalaya 793010

These details helps users in online banking and for businesses and individuals who use State Bank Of India in East Khasi Hills for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009948 for the Pomshutia branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Pomshutia, East Khasi Hills, Meghalaya, are allotted a unique IFSC like SBIN0009948 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in East Khasi Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like East Khasi Hills and Pomshutia.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Pomshutia reaches the right place, even though there are thousands of branches in Meghalaya and across India.

Format of the IFSC Code SBIN0009948

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pomshutia in East Khasi Hills.

For example, the IFSC Code SBIN0009948 of State Bank Of India for the Pomshutia branch includes these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009948 of State Bank Of India for its Pomshutia branch located in East Khasi Hills, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in East Khasi Hills and Pomshutia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Pomshutia or East Khasi Hills to get the exact IFSC Code SBIN0009948.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and East Khasi Hills that will provide accurate information.

How to Use IFSC Code SBIN0009948 for Online Transfers?

Once you have the IFSC Code SBIN0009948 for the Pomshutia branch of State Bank Of India in East Khasi Hills, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0009948. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009948.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Pomshutia in East Khasi Hills may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pomshutia, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in East Khasi Hills manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Pomshutia, East Khasi Hills?

The IFSC Code is SBIN0009948.

Is the IFSC Code SBIN0009948 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Pomshutia?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pomshutia branch?

The address of the branch is Via Dawki,Dt East Khasi Hills,Meghalaya 793010 located in East Khasi Hills, Pomshutia, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.