IFSC Code of State Bank Of India, Mawiong, Shillong, Meghalaya- SBIN0018312

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Mawiong branch in East Khasi Hills, Shillong, Meghalaya, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in East Khasi Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0018312. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Mawiong, East Khasi Hills

Below in the table are the key details related to IFSC Code SBIN0018312 of State Bank Of India for its branch located in East Khasi Hills, within the district of Shillong in the state of Meghalaya.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in East Khasi Hills for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0018312 for the Mawiong branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mawiong, East Khasi Hills, Meghalaya, is provided a unique IFSC like SBIN0018312 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in East Khasi Hills.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like East Khasi Hills and Shillong.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Mawiong do not get misguided to another person.

Format of the IFSC Code SBIN0018312

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mawiong in East Khasi Hills.

For example, the IFSC Code SBIN0018312 of State Bank Of India for the Mawiong branch has these elements, identifying the bank and the branch location in East Khasi Hills and Meghalaya correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0018312 of State Bank Of India for its Mawiong branch located in East Khasi Hills, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in East Khasi Hills and Shillong, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Mawiong or East Khasi Hills to get the exact IFSC Code SBIN0018312.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and East Khasi Hills that will provide accurate information.

How to Use IFSC Code SBIN0018312 for Online Transfers?

Once you have the IFSC Code SBIN0018312 for the Mawiong branch of State Bank Of India in East Khasi Hills, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018312. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018312.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Mawiong in East Khasi Hills may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mawiong, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in East Khasi Hills manage online transfers as well as cheque clearances with ease.