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IFSC Code of State Bank Of India, Mobarlipeta Branch Amalapuram, East Godavari, Andhra Pradesh — SBIN0021432

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Mobarlipeta Branch Amalapuram branch in East Godavari, East Godavari, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0021432. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mobarlipeta Branch Amalapuram, East Godavari

Below in the table are the key details related to IFSC Code SBIN0021432 of State Bank Of India for its branch located in East Godavari, within the district of East Godavari in the state of Andhra Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0021432
Branch Mobarlipeta Branch Amalapuram
City East Godavari
District East Godavari
State Andhra Pradesh
Address O1114Eartowbakmairoaamalapuramistegoawari

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in East Godavari for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0021432 for the Mobarlipeta Branch Amalapuram branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mobarlipeta Branch Amalapuram, East Godavari, Andhra Pradesh, is provided with a unique IFSC like SBIN0021432 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in East Godavari.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like East Godavari and East Godavari.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mobarlipeta Branch Amalapuram do not get mixed with another location.

Format of the IFSC Code SBIN0021432

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mobarlipeta Branch Amalapuram in East Godavari.

For example, the IFSC Code SBIN0021432 of State Bank Of India for the Mobarlipeta Branch Amalapuram branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0021432 of State Bank Of India for its Mobarlipeta Branch Amalapuram branch located in East Godavari, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in East Godavari and East Godavari, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Mobarlipeta Branch Amalapuram or East Godavari to get the exact IFSC Code SBIN0021432.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and East Godavari, you'll get the correct details.

How to Use IFSC Code SBIN0021432 for Online Transfers?

Once you have the IFSC Code SBIN0021432 for the Mobarlipeta Branch Amalapuram branch of State Bank Of India in East Godavari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0021432. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0021432.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mobarlipeta Branch Amalapuram in East Godavari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mobarlipeta Branch Amalapuram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Godavari to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mobarlipeta Branch Amalapuram, East Godavari?

The IFSC Code is SBIN0021432.

Is the IFSC Code SBIN0021432 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mobarlipeta Branch Amalapuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mobarlipeta Branch Amalapuram branch?

The address of the branch is O1114Eartowbakmairoaamalapuramistegoawari located in East Godavari, East Godavari, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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