IFSC Code of State Bank Of India, Alcot Gardens, Rajahmundry, Rajahumundry, Andhra Pradesh — SBIN0016313

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Alcot Gardens, Rajahmundry branch in East Godavari, Rajahumundry, Andhra Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in East Godavari or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0016313. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Alcot Gardens, Rajahmundry, East Godavari

The table below shows the main details of the IFSC Code SBIN0016313 for the State Bank Of India branch in East Godavari, which falls under the Rajahumundry district in Andhra Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in East Godavari for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0016313 for the Alcot Gardens, Rajahmundry branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Alcot Gardens, Rajahmundry, East Godavari, Andhra Pradesh, are given a unique IFSC like SBIN0016313 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in East Godavari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like East Godavari and Rajahumundry.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Alcot Gardens, Rajahmundry goes to the correct branch. This is important because State Bank Of India has thousands of branches in Andhra Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0016313

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alcot Gardens, Rajahmundry in East Godavari.

For example, the IFSC Code SBIN0016313 of State Bank Of India for the Alcot Gardens, Rajahmundry branch includes these elements, identifying the bank and the branch location in East Godavari and Andhra Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0016313 of State Bank Of India for its Alcot Gardens, Rajahmundry branch located in East Godavari, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in East Godavari and Rajahumundry, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Alcot Gardens, Rajahmundry or East Godavari to get the exact IFSC Code SBIN0016313.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and East Godavari that will provide accurate information.

How to Use IFSC Code SBIN0016313 for Online Transfers?

If you have the IFSC Code SBIN0016313 for the Alcot Gardens, Rajahmundry branch of State Bank Of India in East Godavari, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0016313. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0016313.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Alcot Gardens, Rajahmundry in East Godavari, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Alcot Gardens, Rajahmundry, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in East Godavari manage online transfers as well as cheque clearances with ease.