The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Rongsak branch in East Garo Hills, Rongsak, Meghalaya, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in East Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0009971. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Rongsak, East Garo Hills
The table below shows the main details of the IFSC Code SBIN0009971 for the State Bank Of India branch in East Garo Hills, which falls under the Rongsak district in Meghalaya.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0009971 |
| Branch | Rongsak |
| City | East Garo Hills |
| District | Rongsak |
| State | Meghalaya |
| Address | Dist.East.Garo.Hillsstate.Meghalayapin.794111. |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in East Garo Hills for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0009971 for the Rongsak branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rongsak, East Garo Hills, Meghalaya, is provided a unique IFSC like SBIN0009971 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in East Garo Hills.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like East Garo Hills and Rongsak.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Meghalaya and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Rongsak do not get misguided to another person.
Format of the IFSC Code SBIN0009971
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rongsak in East Garo Hills.
For example, the IFSC Code SBIN0009971 of State Bank Of India for the Rongsak branch includes these elements, identifying the bank and the branch location in East Garo Hills and Meghalaya correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0009971 of State Bank Of India for its Rongsak branch located in East Garo Hills, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in East Garo Hills and Rongsak, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Rongsak or East Garo Hills to get the exact IFSC Code SBIN0009971.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and East Garo Hills, you'll get the correct details.
How to Use IFSC Code SBIN0009971 for Online Transfers?
Once you have the IFSC Code SBIN0009971 for the Rongsak branch of State Bank Of India in East Garo Hills, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0009971. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009971.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Rongsak in East Garo Hills, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rongsak, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in East Garo Hills manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0009971.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dist.East.Garo.Hillsstate.Meghalayapin.794111. located in East Garo Hills, Rongsak, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.