Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Mendipathar branch in East Garo Hills, Eastgaro, Meghalaya, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in East Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0006906. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Mendipathar, East Garo Hills
Below in the table are the key details related to IFSC Code SBIN0006906 of State Bank Of India for its branch located in East Garo Hills, within the district of Eastgaro in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0006906 |
| Branch | Mendipathar |
| City | East Garo Hills |
| District | Eastgaro |
| State | Meghalaya |
| Address | Po,Mendipathar,Dist,East,Garo,Hills,Meghalaya |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in East Garo Hills for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006906 for the Mendipathar branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mendipathar, East Garo Hills, Meghalaya, is provided with a unique IFSC like SBIN0006906 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in East Garo Hills.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like East Garo Hills and Eastgaro.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mendipathar do not get mixed with another location.
Format of the IFSC Code SBIN0006906
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Mendipathar in East Garo Hills.
For example, the IFSC Code SBIN0006906 of State Bank Of India for the Mendipathar branch has these elements, identifying the bank and the branch location in East Garo Hills and Meghalaya correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0006906 of State Bank Of India for its Mendipathar branch located in East Garo Hills, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in East Garo Hills and Eastgaro, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Mendipathar or East Garo Hills to get the exact IFSC Code SBIN0006906.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and East Garo Hills, then it will provide you proper information.
How to Use IFSC Code SBIN0006906 for Online Transfers?
Once you have the IFSC Code SBIN0006906 for the Mendipathar branch of State Bank Of India in East Garo Hills, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0006906. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006906.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Mendipathar in East Garo Hills may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mendipathar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in East Garo Hills manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0006906.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Po,Mendipathar,Dist,East,Garo,Hills,Meghalaya located in East Garo Hills, Eastgaro, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.