Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Adokgiri branch in East Garo Hills, Adokgiri, or Meghalaya, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in East Garo Hills or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0009819. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Adokgiri, East Garo Hills

Here are some of the key details that come with the IFSC Code SBIN0009819 of State Bank Of India for its branch located in East Garo Hills, within the district of Adokgiri in the state of Meghalaya.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009819
Branch Adokgiri
City East Garo Hills
District Adokgiri
State Meghalaya
Address Dist East Garo Hills,Meghalaya

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in East Garo Hills for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0009819 for the Adokgiri branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Adokgiri, East Garo Hills, Meghalaya, is provided with a unique IFSC like SBIN0009819 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in East Garo Hills.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like East Garo Hills and Adokgiri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Adokgiri do not get mixed with another location.

Format of the IFSC Code SBIN0009819

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adokgiri in East Garo Hills.

For example, the IFSC Code SBIN0009819 of State Bank Of India for the Adokgiri branch includes these elements, identifying the bank and the branch location in East Garo Hills and Meghalaya accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009819 of State Bank Of India for its Adokgiri branch located in East Garo Hills, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in East Garo Hills and Adokgiri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Adokgiri or East Garo Hills to get the exact IFSC Code SBIN0009819.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and East Garo Hills that will provide accurate information.

How to Use IFSC Code SBIN0009819 for Online Transfers?

Once you have the IFSC Code SBIN0009819 for the Adokgiri branch of State Bank Of India in East Garo Hills, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009819. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009819.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Adokgiri in East Garo Hills, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Adokgiri, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in East Garo Hills manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Adokgiri, East Garo Hills?

The IFSC Code is SBIN0009819.

Is the IFSC Code SBIN0009819 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Adokgiri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Adokgiri branch?

The address of the branch is Dist East Garo Hills,Meghalaya located in East Garo Hills, Adokgiri, Meghalaya.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.