The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Dudhiawa Sareya branch in East Champaran, Dudhiawa, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in East Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0008175. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Dudhiawa Sareya, East Champaran

The table below shows the main details of the IFSC Code SBIN0008175 for the State Bank Of India branch in East Champaran, which falls under the Dudhiawa district in Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0008175
Branch Dudhiawa Sareya
City East Champaran
District Dudhiawa
State Bihar
Address Dist.Purbi.Champaranstate.Bihar

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in East Champaran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0008175 for the Dudhiawa Sareya branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Dudhiawa Sareya, East Champaran, Bihar, are allotted a unique IFSC like SBIN0008175 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in East Champaran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like East Champaran and Dudhiawa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Dudhiawa Sareya reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code SBIN0008175

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dudhiawa Sareya in East Champaran.

For example, the IFSC Code SBIN0008175 of State Bank Of India for the Dudhiawa Sareya branch includes these elements, identifying the bank and the branch location in East Champaran and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0008175 of State Bank Of India for its Dudhiawa Sareya branch located in East Champaran, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in East Champaran and Dudhiawa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dudhiawa Sareya or East Champaran to find the exact IFSC Code SBIN0008175.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and East Champaran will provide accurate information.

How to Use IFSC Code SBIN0008175 for Online Transfers?

Once you have the IFSC Code SBIN0008175 for the Dudhiawa Sareya branch of State Bank Of India in East Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0008175. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0008175.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Dudhiawa Sareya in East Champaran may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Dudhiawa Sareya, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Champaran to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Dudhiawa Sareya East Champaran?

The IFSC Code of the Dudhiawa Sareya East Champaran branch is SBIN0008175.

Is IFSC Code SBIN0008175 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Dudhiawa Sareya branch?

The branch is located at Dist.Purbi.Champaranstate.Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.