IFSC Code of State Bank Of India, Belwa Rai Tola, Motihari, Bihar — SBIN0015604

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Belwa Rai Tola branch in East Champaran, Motihari, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in East Champaran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0015604. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Belwa Rai Tola, East Champaran

Below in the table are the key details related to IFSC Code SBIN0015604 of State Bank Of India for its branch located in East Champaran, within the district of Motihari in the state of Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in East Champaran for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015604 for the Belwa Rai Tola branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Belwa Rai Tola, East Champaran, Bihar, is provided with a unique IFSC like SBIN0015604 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in East Champaran.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like East Champaran and Motihari.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Belwa Rai Tola do not get mixed with another location.

Format of the IFSC Code SBIN0015604

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Belwa Rai Tola in East Champaran.

For example, the IFSC Code SBIN0015604 of State Bank Of India for the Belwa Rai Tola branch has these elements, identifying the bank and the branch location in East Champaran and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0015604 of State Bank Of India for its Belwa Rai Tola branch located in East Champaran, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in East Champaran and Motihari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Belwa Rai Tola or East Champaran to find the exact IFSC Code SBIN0015604.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and East Champaran will provide accurate information.

How to Use IFSC Code SBIN0015604 for Online Transfers?

Once you have the IFSC Code SBIN0015604 for the Belwa Rai Tola branch of State Bank Of India in East Champaran, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0015604. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015604.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Belwa Rai Tola in East Champaran may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Belwa Rai Tola, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in East Champaran to handle online money transfers and get their cheques cleared smoothly.