IFSC Code of State Bank Of India, Gadidewali, Gadidewali, Jharkhand — SBIN0009805

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Gadidewali branch in Dumka, Gadidewali, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Dumka or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code SBIN0009805. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gadidewali, Dumka

The table below shows the main details of the IFSC Code SBIN0009805 for the State Bank Of India branch in Dumka, which falls under the Gadidewali district in Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Dumka for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0009805 for the Gadidewali branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Gadidewali, Dumka, Jharkhand, is provided with a unique IFSC like SBIN0009805 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Dumka.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Dumka and Gadidewali.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Gadidewali do not get mixed with another location.

Format of the IFSC Code SBIN0009805

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gadidewali in Dumka.

For example, the IFSC Code SBIN0009805 of State Bank Of India for the Gadidewali branch has these elements, identifying the bank and the branch location in Dumka and Jharkhand correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0009805 of State Bank Of India for its Gadidewali branch located in Dumka, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Dumka and Gadidewali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Gadidewali or Dumka to find the exact IFSC Code SBIN0009805.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Dumka will provide accurate information.

How to Use IFSC Code SBIN0009805 for Online Transfers?

Once you have the IFSC Code SBIN0009805 for the Gadidewali branch of State Bank Of India in Dumka, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0009805. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0009805.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Gadidewali in Dumka, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gadidewali, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dumka to handle online money transfers and get their cheques cleared smoothly.