For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Gadasarai Mal branch in Dindori, Gadasarai, Madhya Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Dindori or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0013645. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gadasarai Mal, Dindori

Here are the key points that are associated with the IFSC Code SBIN0013645 of State Bank Of India for its branch located in Dindori, within the district of Gadasarai in the state of Madhya Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0013645
Branch Gadasarai Mal
City Dindori
District Gadasarai
State Madhya Pradesh
Address Near Sishu Mandir,Indira Market,Gadasari Mal,Tehsil Gadasarai,Distt Dindori M P 481882

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Dindori for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013645 for the Gadasarai Mal branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Gadasarai Mal, Dindori, Madhya Pradesh, is provided with a unique IFSC like SBIN0013645 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Dindori.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Dindori and Gadasarai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Gadasarai Mal do not get mixed with another location.

Format of the IFSC Code SBIN0013645

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gadasarai Mal in Dindori.

For example, the IFSC Code SBIN0013645 of State Bank Of India for the Gadasarai Mal branch has these elements, identifying the bank and the branch location in Dindori and Madhya Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0013645 of State Bank Of India for its Gadasarai Mal branch located in Dindori, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Dindori and Gadasarai, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Gadasarai Mal or Dindori to get the exact IFSC Code SBIN0013645.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Dindori, you'll get the correct details.

How to Use IFSC Code SBIN0013645 for Online Transfers?

Once you have the IFSC Code SBIN0013645 for the Gadasarai Mal branch of State Bank Of India in Dindori, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0013645. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0013645.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Gadasarai Mal in Dindori, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gadasarai Mal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dindori to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Gadasarai Mal Dindori?

The IFSC Code of the Gadasarai Mal Dindori branch is SBIN0013645.

Is IFSC Code SBIN0013645 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Gadasarai Mal branch?

The branch is located at Near Sishu Mandir,Indira Market,Gadasari Mal,Tehsil Gadasarai,Distt Dindori M P 481882.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.