For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Agomoni branch in Dhubri, Dhubri, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Dhubri or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0018498. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Agomoni, Dhubri

The table below shows the main details of the IFSC Code SBIN0018498 for the State Bank Of India branch in Dhubri, which falls under the Dhubri district in Assam.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0018498
Branch Agomoni
City Dhubri
District Dhubri
State Assam
Address Ahmed Bhawan, Shernagar, Po. Agomoni, Dist.Dhubri,Assam- 783335

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Dhubri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018498 for the Agomoni branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Agomoni, Dhubri, Assam, are allotted a unique IFSC like SBIN0018498 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhubri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dhubri and Dhubri.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Agomoni reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code SBIN0018498

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Agomoni in Dhubri.

For example, the IFSC Code SBIN0018498 of State Bank Of India for the Agomoni branch has these elements, identifying the bank and the branch location in Dhubri and Assam correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0018498 of State Bank Of India for its Agomoni branch located in Dhubri, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Dhubri and Dhubri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Agomoni or Dhubri to get the exact IFSC Code SBIN0018498.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Dhubri, then it will provide you proper information.

How to Use IFSC Code SBIN0018498 for Online Transfers?

Once you have the IFSC Code SBIN0018498 for the Agomoni branch of State Bank Of India in Dhubri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018498. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0018498.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Agomoni in Dhubri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Agomoni, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhubri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Agomoni, Dhubri?

The IFSC Code is SBIN0018498.

Is the IFSC Code SBIN0018498 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Agomoni?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Agomoni branch?

The address of the branch is Ahmed Bhawan, Shernagar, Po. Agomoni, Dist.Dhubri,Assam- 783335 located in Dhubri, Dhubri, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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