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IFSC Code of State Bank Of India, Talcher, Talcher, Odisha — SBIN0000192

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Talcher branch in Dhenkanal, Talcher, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Dhenkanal or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SBIN0000192. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Talcher, Dhenkanal

Here are the key points that are associated with the IFSC Code SBIN0000192 of State Bank Of India for its branch located in Dhenkanal, within the district of Talcher in the state of Odisha.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0000192
Branch Talcher
City Dhenkanal
District Talcher
State Odisha
Address Hatatota, Talcher, Orissa

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Dhenkanal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0000192 for the Talcher branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Talcher, Dhenkanal, Odisha, are allotted a unique IFSC like SBIN0000192 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhenkanal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dhenkanal and Talcher.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Talcher reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code SBIN0000192

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Talcher in Dhenkanal.

For example, the IFSC Code SBIN0000192 of State Bank Of India for the Talcher branch includes these elements, identifying the bank and the branch location in Dhenkanal and Odisha accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0000192 of State Bank Of India for its Talcher branch located in Dhenkanal, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Dhenkanal and Talcher, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Talcher or Dhenkanal to find the exact IFSC Code SBIN0000192.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Dhenkanal will provide accurate information.

How to Use IFSC Code SBIN0000192 for Online Transfers?

Once you have the IFSC Code SBIN0000192 for the Talcher branch of State Bank Of India in Dhenkanal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0000192. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0000192.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Talcher in Dhenkanal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Talcher, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhenkanal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Talcher Dhenkanal?

The IFSC Code of the Talcher Dhenkanal branch is SBIN0000192.

Is IFSC Code SBIN0000192 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Talcher branch?

The branch is located at Hatatota, Talcher, Orissa.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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