IFSC Code of State Bank Of India, Khajuriakata, Khajuriakata, Odisha — SBIN0004856

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Khajuriakata branch in Dhenkanal, Khajuriakata, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Dhenkanal or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code SBIN0004856. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Khajuriakata, Dhenkanal

Here are some of the key details that come with the IFSC Code SBIN0004856 of State Bank Of India for its branch located in Dhenkanal, within the district of Khajuriakata in the state of Odisha.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Dhenkanal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004856 for the Khajuriakata branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Khajuriakata, Dhenkanal, Odisha, is provided with a unique IFSC like SBIN0004856 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Dhenkanal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Dhenkanal and Khajuriakata.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Khajuriakata do not get mixed with another location.

Format of the IFSC Code SBIN0004856

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khajuriakata in Dhenkanal.

For example, the IFSC Code SBIN0004856 of State Bank Of India for the Khajuriakata branch includes these elements, identifying the bank and the branch location in Dhenkanal and Odisha correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0004856 of State Bank Of India for its Khajuriakata branch located in Dhenkanal, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Dhenkanal and Khajuriakata, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Khajuriakata or Dhenkanal to get the exact IFSC Code SBIN0004856.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Dhenkanal, you'll get the correct details.

How to Use IFSC Code SBIN0004856 for Online Transfers?

Once you have the IFSC Code SBIN0004856 for the Khajuriakata branch of State Bank Of India in Dhenkanal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0004856. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0004856.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Khajuriakata in Dhenkanal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Khajuriakata, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Dhenkanal manage online transfers as well as cheque clearances with ease.