IFSC Code of State Bank Of India, Kamakhyanagar, Kamakhyanagar, Odisha — SBIN0000235

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Kamakhyanagar branch in Dhenkanal, Kamakhyanagar, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Dhenkanal or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SBIN0000235. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Kamakhyanagar, Dhenkanal

Here are some of the key details that come with the IFSC Code SBIN0000235 of State Bank Of India for its branch located in Dhenkanal, within the district of Kamakhyanagar in the state of Odisha.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Dhenkanal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0000235 for the Kamakhyanagar branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kamakhyanagar, Dhenkanal, Odisha, is provided a unique IFSC like SBIN0000235 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Dhenkanal.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Dhenkanal and Kamakhyanagar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Kamakhyanagar do not get misguided to another person.

Format of the IFSC Code SBIN0000235

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamakhyanagar in Dhenkanal.

For example, the IFSC Code SBIN0000235 of State Bank Of India for the Kamakhyanagar branch includes these elements, identifying the bank and the branch location in Dhenkanal and Odisha correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0000235 of State Bank Of India for its Kamakhyanagar branch located in Dhenkanal, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Dhenkanal and Kamakhyanagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Kamakhyanagar or Dhenkanal to get the exact IFSC Code SBIN0000235.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Dhenkanal that will provide accurate information.

How to Use IFSC Code SBIN0000235 for Online Transfers?

Once you have the IFSC Code SBIN0000235 for the Kamakhyanagar branch of State Bank Of India in Dhenkanal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0000235. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0000235.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kamakhyanagar in Dhenkanal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kamakhyanagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhenkanal to handle online money transfers and get their cheques cleared smoothly.