IFSC Code of State Bank Of India, Nhpc Gerukamukh, Lakhimpur, Assam — SBIN0004318

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Nhpc Gerukamukh branch in Dhemaji, Lakhimpur, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Dhemaji or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0004318. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Nhpc Gerukamukh, Dhemaji

The table below shows the main details of the IFSC Code SBIN0004318 for the State Bank Of India branch in Dhemaji, which falls under the Lakhimpur district in Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Dhemaji for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004318 for the Nhpc Gerukamukh branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Nhpc Gerukamukh, Dhemaji, Assam, are given a unique IFSC like SBIN0004318 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Dhemaji.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Dhemaji and Lakhimpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Nhpc Gerukamukh goes to the correct branch. This is important because State Bank Of India has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0004318

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nhpc Gerukamukh in Dhemaji.

For example, the IFSC Code SBIN0004318 of State Bank Of India for the Nhpc Gerukamukh branch includes these elements, identifying the bank and the branch location in Dhemaji and Assam correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0004318 of State Bank Of India for its Nhpc Gerukamukh branch located in Dhemaji, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Dhemaji and Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Nhpc Gerukamukh or Dhemaji to get the exact IFSC Code SBIN0004318.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Dhemaji that will provide accurate information.

How to Use IFSC Code SBIN0004318 for Online Transfers?

If you have the IFSC Code SBIN0004318 for the Nhpc Gerukamukh branch of State Bank Of India in Dhemaji, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0004318. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0004318.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Nhpc Gerukamukh in Dhemaji, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Nhpc Gerukamukh, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dhemaji manage their online transfers and cheque clearances easily.