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IFSC Code of State Bank Of India, Rbo Dhanbad Rural, Dhanbad, Jharkhand — SBIN0063915

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Rbo Dhanbad Rural branch in Dhanbad, Dhanbad, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Dhanbad or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code SBIN0063915. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Rbo Dhanbad Rural, Dhanbad

The table below shows the main details of the IFSC Code SBIN0063915 for the State Bank Of India branch in Dhanbad, which falls under the Dhanbad district in Jharkhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0063915
Branch Rbo Dhanbad Rural
City Dhanbad
District Dhanbad
State Jharkhand
Address State Bank Of India ,Ramjee Complex, Memkomore, Naganagar,Dhanbad Pin-826004

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Dhanbad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063915 for the Rbo Dhanbad Rural branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0063915 is given to every bank branch, including State Bank Of India located in Rbo Dhanbad Rural, Dhanbad, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Dhanbad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dhanbad and Dhanbad.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Rbo Dhanbad Rural doesn't end up at another location.

Format of the IFSC Code SBIN0063915

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rbo Dhanbad Rural in Dhanbad.

For example, the IFSC Code SBIN0063915 of State Bank Of India for the Rbo Dhanbad Rural branch includes these elements, identifying the bank and the branch location in Dhanbad and Jharkhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0063915 of State Bank Of India for its Rbo Dhanbad Rural branch located in Dhanbad, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Dhanbad and Dhanbad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Rbo Dhanbad Rural or Dhanbad to get the exact IFSC Code SBIN0063915.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Dhanbad, you'll get the correct details.

How to Use IFSC Code SBIN0063915 for Online Transfers?

Once you have the IFSC Code SBIN0063915 for the Rbo Dhanbad Rural branch of State Bank Of India in Dhanbad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0063915. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063915.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Rbo Dhanbad Rural in Dhanbad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Dhanbad Rural, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhanbad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Rbo Dhanbad Rural, Dhanbad?

The IFSC Code is SBIN0063915.

Is the IFSC Code SBIN0063915 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Rbo Dhanbad Rural?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rbo Dhanbad Rural branch?

The address of the branch is State Bank Of India ,Ramjee Complex, Memkomore, Naganagar,Dhanbad Pin-826004 located in Dhanbad, Dhanbad, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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