Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Ambuja Cement Rawan branch in Dhamtari, Raipur, Chattisgarh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Dhamtari or anywhere in Chattisgarh can transfer funds instantly by using the correct IFSC Code SBIN0010149. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Ambuja Cement Rawan, Dhamtari
Here are the key points that are associated with the IFSC Code SBIN0010149 of State Bank Of India for its branch located in Dhamtari, within the district of Raipur in the state of Chattisgarh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0010149 |
| Branch | Ambuja Cement Rawan |
| City | Dhamtari |
| District | Raipur |
| State | Chattisgarh |
| Address | Ambuja Cement Parisar, Rawan, Block Baloda Bazar, Raipur Pin 493322 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Dhamtari for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0010149 for the Ambuja Cement Rawan branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Ambuja Cement Rawan, Dhamtari, Chattisgarh, is provided with a unique IFSC like SBIN0010149 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Dhamtari.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dhamtari and Raipur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chattisgarh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Ambuja Cement Rawan do not get mixed with another location.
Format of the IFSC Code SBIN0010149
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ambuja Cement Rawan in Dhamtari.
For example, the IFSC Code SBIN0010149 of State Bank Of India for the Ambuja Cement Rawan branch includes these elements, identifying the bank and the branch location in Dhamtari and Chattisgarh accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0010149 of State Bank Of India for its Ambuja Cement Rawan branch located in Dhamtari, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Dhamtari and Raipur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Ambuja Cement Rawan or Dhamtari to get the exact IFSC Code SBIN0010149.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Dhamtari, then it will provide you proper information.
How to Use IFSC Code SBIN0010149 for Online Transfers?
Once you have the IFSC Code SBIN0010149 for the Ambuja Cement Rawan branch of State Bank Of India in Dhamtari, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0010149. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0010149.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Ambuja Cement Rawan in Dhamtari may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Ambuja Cement Rawan, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dhamtari manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0010149.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ambuja Cement Parisar, Rawan, Block Baloda Bazar, Raipur Pin 493322 located in Dhamtari, Raipur, Chattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.