Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Pbb Dhakuria branch in Dhakuria, Dhakuria, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Dhakuria or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0061592. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Pbb Dhakuria, Dhakuria

The table below shows the main details of the IFSC Code SBIN0061592 for the State Bank Of India branch in Dhakuria, which falls under the Dhakuria district in West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0061592
Branch Pbb Dhakuria
City Dhakuria
District Dhakuria
State West Bengal
Address 12, 14E, Gariahat Road, Kolkata-700031

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Dhakuria for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061592 for the Pbb Dhakuria branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Pbb Dhakuria, Dhakuria, West Bengal, are allotted a unique IFSC like SBIN0061592 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhakuria.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Dhakuria and Dhakuria.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Pbb Dhakuria reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0061592

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pbb Dhakuria in Dhakuria.

For example, the IFSC Code SBIN0061592 of State Bank Of India for the Pbb Dhakuria branch has these elements, identifying the bank and the branch location in Dhakuria and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0061592 of State Bank Of India for its Pbb Dhakuria branch located in Dhakuria, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Dhakuria and Dhakuria, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Pbb Dhakuria or Dhakuria to get the exact IFSC Code SBIN0061592.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Dhakuria that will provide accurate information.

How to Use IFSC Code SBIN0061592 for Online Transfers?

Once you have the IFSC Code SBIN0061592 for the Pbb Dhakuria branch of State Bank Of India in Dhakuria, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0061592. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0061592.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Pbb Dhakuria in Dhakuria, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pbb Dhakuria, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dhakuria manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Pbb Dhakuria Dhakuria?

The IFSC Code of the Pbb Dhakuria Dhakuria branch is SBIN0061592.

Is IFSC Code SBIN0061592 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Pbb Dhakuria branch?

The branch is located at 12, 14E, Gariahat Road, Kolkata-700031.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.