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IFSC Code of State Bank Of India, Amy Baijnathpur, Deoghar, Jharkhand — SBIN0006453

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Amy Baijnathpur branch in Deoghar, Deoghar, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Deoghar or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code SBIN0006453. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Amy Baijnathpur, Deoghar

Here are the key points that are associated with the IFSC Code SBIN0006453 of State Bank Of India for its branch located in Deoghar, within the district of Deoghar in the state of Jharkhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006453
Branch Amy Baijnathpur
City Deoghar
District Deoghar
State Jharkhand
Address Distdeoghar, Jharkhand 814112

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Deoghar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006453 for the Amy Baijnathpur branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Amy Baijnathpur, Deoghar, Jharkhand, is provided with a unique IFSC like SBIN0006453 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Deoghar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Deoghar and Deoghar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Amy Baijnathpur do not get mixed with another location.

Format of the IFSC Code SBIN0006453

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amy Baijnathpur in Deoghar.

For example, the IFSC Code SBIN0006453 of State Bank Of India for the Amy Baijnathpur branch includes these elements, identifying the bank and the branch location in Deoghar and Jharkhand correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0006453 of State Bank Of India for its Amy Baijnathpur branch located in Deoghar, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Deoghar and Deoghar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Amy Baijnathpur or Deoghar to get the exact IFSC Code SBIN0006453.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Deoghar, then it will provide you proper information.

How to Use IFSC Code SBIN0006453 for Online Transfers?

Once you have the IFSC Code SBIN0006453 for the Amy Baijnathpur branch of State Bank Of India in Deoghar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0006453. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006453.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Amy Baijnathpur in Deoghar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Amy Baijnathpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Deoghar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Amy Baijnathpur, Deoghar?

The IFSC Code is SBIN0006453.

Is the IFSC Code SBIN0006453 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Amy Baijnathpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Amy Baijnathpur branch?

The address of the branch is Distdeoghar, Jharkhand 814112 located in Deoghar, Deoghar, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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