IFSC Code of State Bank Of India, Sawargashram, Pauri, Rishikesh, Uttarakhand — SBIN0002493

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Sawargashram, Pauri branch in Dehradun, Rishikesh, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0002493. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Sawargashram, Pauri, Dehradun

Here are the key points that are associated with the IFSC Code SBIN0002493 of State Bank Of India for its branch located in Dehradun, within the district of Rishikesh in the state of Uttarakhand.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Dehradun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002493 for the Sawargashram, Pauri branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0002493 is given to every bank branch, including State Bank Of India located in Sawargashram, Pauri, Dehradun, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Dehradun.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Dehradun and Rishikesh.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Sawargashram, Pauri doesn't end up at another location.

Format of the IFSC Code SBIN0002493

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sawargashram, Pauri in Dehradun.

For example, the IFSC Code SBIN0002493 of State Bank Of India for the Sawargashram, Pauri branch has these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0002493 of State Bank Of India for its Sawargashram, Pauri branch located in Dehradun, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Dehradun and Rishikesh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Sawargashram, Pauri or Dehradun to find the exact IFSC Code SBIN0002493.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Dehradun will provide accurate information.

How to Use IFSC Code SBIN0002493 for Online Transfers?

Once you have the IFSC Code SBIN0002493 for the Sawargashram, Pauri branch of State Bank Of India in Dehradun, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002493. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0002493.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Sawargashram, Pauri in Dehradun, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sawargashram, Pauri, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dehradun manage online transfers as well as cheque clearances with ease.