Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Jogiwala Mafi Dehradun branch in Dehradun, Dehradun, Uttarakhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Dehradun or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0016158. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Jogiwala Mafi Dehradun, Dehradun
Below in the table are the key details related to IFSC Code SBIN0016158 of State Bank Of India for its branch located in Dehradun, within the district of Dehradun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0016158 |
| Branch | Jogiwala Mafi Dehradun |
| City | Dehradun |
| District | Dehradun |
| State | Uttarakhand |
| Address | Near Jogiwala Chowk, Hardwar Road, Block Raipur, Jogiwala Mafi, Distt. Dehradun. Uttarakhand248008 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Dehradun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016158 for the Jogiwala Mafi Dehradun branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0016158 is given to every bank branch, including State Bank Of India located in Jogiwala Mafi Dehradun, Dehradun, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Dehradun.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dehradun and Dehradun.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Jogiwala Mafi Dehradun doesn't end up at another location.
Format of the IFSC Code SBIN0016158
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jogiwala Mafi Dehradun in Dehradun.
For example, the IFSC Code SBIN0016158 of State Bank Of India for the Jogiwala Mafi Dehradun branch has these elements, identifying the bank and the branch location in Dehradun and Uttarakhand correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0016158 of State Bank Of India for its Jogiwala Mafi Dehradun branch located in Dehradun, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Dehradun and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Jogiwala Mafi Dehradun or Dehradun to get the exact IFSC Code SBIN0016158.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Dehradun that will provide accurate information.
How to Use IFSC Code SBIN0016158 for Online Transfers?
Once you have the IFSC Code SBIN0016158 for the Jogiwala Mafi Dehradun branch of State Bank Of India in Dehradun, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0016158. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016158.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Jogiwala Mafi Dehradun in Dehradun, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Jogiwala Mafi Dehradun, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dehradun manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0016158.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Near Jogiwala Chowk, Hardwar Road, Block Raipur, Jogiwala Mafi, Distt. Dehradun. Uttarakhand248008 located in Dehradun, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.