Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Digital Banking Unit Dbu Nineth Mile Ri Bhoi branch in Dbu 9Th Mile Ri Bhoi, Dbu 9Th Mile Ri Bhoi, Meghalaya, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Dbu 9Th Mile Ri Bhoi or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code SBIN0064047. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Digital Banking Unit Dbu Nineth Mile Ri Bhoi, Dbu 9Th Mile Ri Bhoi
Here are the key points that are associated with the IFSC Code SBIN0064047 of State Bank Of India for its branch located in Dbu 9Th Mile Ri Bhoi, within the district of Dbu 9Th Mile Ri Bhoi in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0064047 |
| Branch | Digital Banking Unit Dbu Nineth Mile Ri Bhoi |
| City | Dbu 9Th Mile Ri Bhoi |
| District | Dbu 9Th Mile Ri Bhoi |
| State | Meghalaya |
| Address | Digital Banking Unit 9Th Mile Ribhoi,Jorabat,Nh - 40 Guwahati Shillong Road,Ri Bhoi District Meghalaya Pin 793021 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Dbu 9Th Mile Ri Bhoi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064047 for the Digital Banking Unit Dbu Nineth Mile Ri Bhoi branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Digital Banking Unit Dbu Nineth Mile Ri Bhoi, Dbu 9Th Mile Ri Bhoi, Meghalaya, are given a unique IFSC like SBIN0064047 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dbu 9Th Mile Ri Bhoi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dbu 9Th Mile Ri Bhoi and Dbu 9Th Mile Ri Bhoi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Digital Banking Unit Dbu Nineth Mile Ri Bhoi goes to the correct branch. This is important because State Bank Of India has thousands of branches in Meghalaya and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0064047
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Digital Banking Unit Dbu Nineth Mile Ri Bhoi in Dbu 9Th Mile Ri Bhoi.
For example, the IFSC Code SBIN0064047 of State Bank Of India for the Digital Banking Unit Dbu Nineth Mile Ri Bhoi branch includes these elements, identifying the bank and the branch location in Dbu 9Th Mile Ri Bhoi and Meghalaya accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0064047 of State Bank Of India for its Digital Banking Unit Dbu Nineth Mile Ri Bhoi branch located in Dbu 9Th Mile Ri Bhoi, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Dbu 9Th Mile Ri Bhoi and Dbu 9Th Mile Ri Bhoi, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Digital Banking Unit Dbu Nineth Mile Ri Bhoi or Dbu 9Th Mile Ri Bhoi to get the exact IFSC Code SBIN0064047.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Dbu 9Th Mile Ri Bhoi, you'll get the correct details.
How to Use IFSC Code SBIN0064047 for Online Transfers?
Once you have the IFSC Code SBIN0064047 for the Digital Banking Unit Dbu Nineth Mile Ri Bhoi branch of State Bank Of India in Dbu 9Th Mile Ri Bhoi, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0064047. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0064047.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Digital Banking Unit Dbu Nineth Mile Ri Bhoi in Dbu 9Th Mile Ri Bhoi, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Digital Banking Unit Dbu Nineth Mile Ri Bhoi, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dbu 9Th Mile Ri Bhoi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0064047.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Digital Banking Unit 9Th Mile Ribhoi,Jorabat,Nh - 40 Guwahati Shillong Road,Ri Bhoi District Meghalaya Pin 793021 located in Dbu 9Th Mile Ri Bhoi, Dbu 9Th Mile Ri Bhoi, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.