There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Iaf Camp Bagdogra branch in Darjeeling, Bagdogra, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Darjeeling or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0007148. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Iaf Camp Bagdogra, Darjeeling

The table below shows the main details of the IFSC Code SBIN0007148 for the State Bank Of India branch in Darjeeling, which falls under the Bagdogra district in West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0007148
Branch Iaf Camp Bagdogra
City Darjeeling
District Bagdogra
State West Bengal
Address Distdarjeeling West Bengal 734421

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Darjeeling for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007148 for the Iaf Camp Bagdogra branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Iaf Camp Bagdogra, Darjeeling, West Bengal, are allotted a unique IFSC like SBIN0007148 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darjeeling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Darjeeling and Bagdogra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Iaf Camp Bagdogra reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0007148

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Iaf Camp Bagdogra in Darjeeling.

For example, the IFSC Code SBIN0007148 of State Bank Of India for the Iaf Camp Bagdogra branch includes these elements, identifying the bank and the branch location in Darjeeling and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0007148 of State Bank Of India for its Iaf Camp Bagdogra branch located in Darjeeling, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Darjeeling and Bagdogra, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Iaf Camp Bagdogra or Darjeeling to get the exact IFSC Code SBIN0007148.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Darjeeling, you'll get the correct details.

How to Use IFSC Code SBIN0007148 for Online Transfers?

Once you have the IFSC Code SBIN0007148 for the Iaf Camp Bagdogra branch of State Bank Of India in Darjeeling, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0007148. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007148.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Iaf Camp Bagdogra in Darjeeling, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Iaf Camp Bagdogra, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Darjeeling manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Iaf Camp Bagdogra, Darjeeling?

The IFSC Code is SBIN0007148.

Is the IFSC Code SBIN0007148 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Iaf Camp Bagdogra?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Iaf Camp Bagdogra branch?

The address of the branch is Distdarjeeling West Bengal 734421 located in Darjeeling, Bagdogra, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.