Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Tektar branch in Darbhanga, Tektar, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Darbhanga or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0015580. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Tektar, Darbhanga

Here are the key points that are associated with the IFSC Code SBIN0015580 of State Bank Of India for its branch located in Darbhanga, within the district of Tektar in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015580
Branch Tektar
City Darbhanga
District Tektar
State Bihar
Address H/O Sri Raghunath Jha Vill Tektar ,Po Madhupur , Dist Darbhanga , Pin 847306

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Darbhanga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015580 for the Tektar branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0015580 is given to every bank branch, including State Bank Of India located in Tektar, Darbhanga, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Darbhanga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Darbhanga and Tektar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Tektar doesn't end up at another location.

Format of the IFSC Code SBIN0015580

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tektar in Darbhanga.

For example, the IFSC Code SBIN0015580 of State Bank Of India for the Tektar branch includes these elements, identifying the bank and the branch location in Darbhanga and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0015580 of State Bank Of India for its Tektar branch located in Darbhanga, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Darbhanga and Tektar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Tektar or Darbhanga to find the exact IFSC Code SBIN0015580.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Darbhanga will provide accurate information.

How to Use IFSC Code SBIN0015580 for Online Transfers?

Once you have the IFSC Code SBIN0015580 for the Tektar branch of State Bank Of India in Darbhanga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0015580. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015580.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Tektar in Darbhanga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Tektar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Darbhanga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Tektar, Darbhanga?

The IFSC Code is SBIN0015580.

Is the IFSC Code SBIN0015580 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Tektar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tektar branch?

The address of the branch is H/O Sri Raghunath Jha Vill Tektar ,Po Madhupur , Dist Darbhanga , Pin 847306 located in Darbhanga, Tektar, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.