IFSC Code of State Bank Of India, Uppinangady, Uppinangady, Karnataka — SBIN0014505

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Uppinangady branch in Dakshina Kannada, Uppinangady, Karnataka, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Dakshina Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0014505. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Uppinangady, Dakshina Kannada

Here are the main details that are associated with the IFSC Code SBIN0014505 of State Bank Of India for its branch located in Dakshina Kannada, within the district of Uppinangady in the state of Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Dakshina Kannada for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0014505 for the Uppinangady branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Uppinangady, Dakshina Kannada, Karnataka, are allotted a unique IFSC like SBIN0014505 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Dakshina Kannada.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Dakshina Kannada and Uppinangady.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Uppinangady reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code SBIN0014505

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Uppinangady in Dakshina Kannada.

For example, the IFSC Code SBIN0014505 of State Bank Of India for the Uppinangady branch has these elements, identifying the bank and the branch location in Dakshina Kannada and Karnataka correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0014505 of State Bank Of India for its Uppinangady branch located in Dakshina Kannada, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Dakshina Kannada and Uppinangady, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Uppinangady or Dakshina Kannada to find the exact IFSC Code SBIN0014505.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Dakshina Kannada will provide accurate information.

How to Use IFSC Code SBIN0014505 for Online Transfers?

Once you have the IFSC Code SBIN0014505 for the Uppinangady branch of State Bank Of India in Dakshina Kannada, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0014505. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014505.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Uppinangady in Dakshina Kannada may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Uppinangady, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dakshina Kannada manage online transfers as well as cheque clearances with ease.