The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Kavoor, Dakshin Kannada branch in Dakshin Kannada, Mangalore, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Dakshin Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0016279. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Kavoor, Dakshin Kannada, Dakshin Kannada
The table below shows the main details of the IFSC Code SBIN0016279 for the State Bank Of India branch in Dakshin Kannada, which falls under the Mangalore district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0016279 |
| Branch | Kavoor, Dakshin Kannada |
| City | Dakshin Kannada |
| District | Mangalore |
| State | Karnataka |
| Address | Shop No.G 5, Bhandary Pavillion, Opp Sapthagiri, Kavoor Junction, Mangalore.Distt. Dakshin Kannada. Karnatka 575015 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Dakshin Kannada for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016279 for the Kavoor, Dakshin Kannada branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kavoor, Dakshin Kannada, Dakshin Kannada, Karnataka, is provided a unique IFSC like SBIN0016279 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Dakshin Kannada.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dakshin Kannada and Mangalore.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Kavoor, Dakshin Kannada do not get misguided to another person.
Format of the IFSC Code SBIN0016279
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kavoor, Dakshin Kannada in Dakshin Kannada.
For example, the IFSC Code SBIN0016279 of State Bank Of India for the Kavoor, Dakshin Kannada branch includes these elements, identifying the bank and the branch location in Dakshin Kannada and Karnataka accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0016279 of State Bank Of India for its Kavoor, Dakshin Kannada branch located in Dakshin Kannada, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Dakshin Kannada and Mangalore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Kavoor, Dakshin Kannada or Dakshin Kannada to get the exact IFSC Code SBIN0016279.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Dakshin Kannada, then it will provide you proper information.
How to Use IFSC Code SBIN0016279 for Online Transfers?
Once you have the IFSC Code SBIN0016279 for the Kavoor, Dakshin Kannada branch of State Bank Of India in Dakshin Kannada, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0016279. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016279.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kavoor, Dakshin Kannada in Dakshin Kannada, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kavoor, Dakshin Kannada, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dakshin Kannada manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Kavoor, Dakshin Kannada Dakshin Kannada branch is SBIN0016279.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No.G 5, Bhandary Pavillion, Opp Sapthagiri, Kavoor Junction, Mangalore.Distt. Dakshin Kannada. Karnatka 575015.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.