The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Rajiv Gandhi Inst Of Med Sciences branch in Cuddapah, Cuddapah, Andhra Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Cuddapah or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0010107. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Rajiv Gandhi Inst Of Med Sciences, Cuddapah
The table below shows the main details of the IFSC Code SBIN0010107 for the State Bank Of India branch in Cuddapah, which falls under the Cuddapah district in Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0010107 |
| Branch | Rajiv Gandhi Inst Of Med Sciences |
| City | Cuddapah |
| District | Cuddapah |
| State | Andhra Pradesh |
| Address | Putlampalli Village, Distt. Cuddapah, Andhra Pradesh 516004 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Cuddapah for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0010107 for the Rajiv Gandhi Inst Of Med Sciences branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rajiv Gandhi Inst Of Med Sciences, Cuddapah, Andhra Pradesh, is provided a unique IFSC like SBIN0010107 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Cuddapah.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Cuddapah and Cuddapah.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Andhra Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Rajiv Gandhi Inst Of Med Sciences do not get misguided to another person.
Format of the IFSC Code SBIN0010107
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajiv Gandhi Inst Of Med Sciences in Cuddapah.
For example, the IFSC Code SBIN0010107 of State Bank Of India for the Rajiv Gandhi Inst Of Med Sciences branch includes these elements, identifying the bank and the branch location in Cuddapah and Andhra Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0010107 of State Bank Of India for its Rajiv Gandhi Inst Of Med Sciences branch located in Cuddapah, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Cuddapah and Cuddapah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Rajiv Gandhi Inst Of Med Sciences or Cuddapah to find the exact IFSC Code SBIN0010107.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Cuddapah will provide accurate information.
How to Use IFSC Code SBIN0010107 for Online Transfers?
Once you have the IFSC Code SBIN0010107 for the Rajiv Gandhi Inst Of Med Sciences branch of State Bank Of India in Cuddapah, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0010107. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0010107.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Rajiv Gandhi Inst Of Med Sciences in Cuddapah, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rajiv Gandhi Inst Of Med Sciences, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Cuddapah to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0010107.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Putlampalli Village, Distt. Cuddapah, Andhra Pradesh 516004 located in Cuddapah, Cuddapah, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.