There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its ┬Ákursahat Sab branch in Coochbehar, Kursahat, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Coochbehar or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0009847. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, ┬Ákursahat Sab, Coochbehar
The table below shows the main details of the IFSC Code SBIN0009847 for the State Bank Of India branch in Coochbehar, which falls under the Kursahat district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0009847 |
| Branch | ┬Ákursahat Sab |
| City | Coochbehar |
| District | Kursahat |
| State | West Bengal |
| Address | Dist.Cooch.Beharstate.West.Bengalpin.736168. |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Coochbehar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009847 for the ┬Ákursahat Sab branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0009847 is given to every bank branch, including State Bank Of India located in ┬Ákursahat Sab, Coochbehar, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Coochbehar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Coochbehar and Kursahat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in ┬Ákursahat Sab doesn't end up at another location.
Format of the IFSC Code SBIN0009847
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as ┬Ákursahat Sab in Coochbehar.
For example, the IFSC Code SBIN0009847 of State Bank Of India for the ┬Ákursahat Sab branch includes these elements, identifying the bank and the branch location in Coochbehar and West Bengal accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0009847 of State Bank Of India for its ┬Ákursahat Sab branch located in Coochbehar, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Coochbehar and Kursahat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for ┬Ákursahat Sab or Coochbehar to find the exact IFSC Code SBIN0009847.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Coochbehar will provide accurate information.
How to Use IFSC Code SBIN0009847 for Online Transfers?
Once you have the IFSC Code SBIN0009847 for the ┬Ákursahat Sab branch of State Bank Of India in Coochbehar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0009847. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0009847.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India ┬Ákursahat Sab in Coochbehar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in ┬Ákursahat Sab, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Coochbehar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0009847.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dist.Cooch.Beharstate.West.Bengalpin.736168. located in Coochbehar, Kursahat, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.