The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Ganpati Plaza Sujangarh branch in Churu, Sujangarh, Rajasthan, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Churu or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code SBIN0032272. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Ganpati Plaza Sujangarh, Churu
Below in the table are the key details related to IFSC Code SBIN0032272 of State Bank Of India for its branch located in Churu, within the district of Sujangarh in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0032272 |
| Branch | Ganpati Plaza Sujangarh |
| City | Churu |
| District | Sujangarh |
| State | Rajasthan |
| Address | Ganpati Plaza Sujangarh Ladnun Road Sujangarh Tehsil Sujangarh Dist Churu Rajasthan Pin 331507 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Churu for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0032272 for the Ganpati Plaza Sujangarh branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Ganpati Plaza Sujangarh, Churu, Rajasthan, are allotted a unique IFSC like SBIN0032272 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Churu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Churu and Sujangarh.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Ganpati Plaza Sujangarh reaches the right place, even though there are thousands of branches in Rajasthan and across India.
Format of the IFSC Code SBIN0032272
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ganpati Plaza Sujangarh in Churu.
For example, the IFSC Code SBIN0032272 of State Bank Of India for the Ganpati Plaza Sujangarh branch includes these elements, identifying the bank and the branch location in Churu and Rajasthan correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0032272 of State Bank Of India for its Ganpati Plaza Sujangarh branch located in Churu, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Churu and Sujangarh, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Ganpati Plaza Sujangarh or Churu to get the exact IFSC Code SBIN0032272.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Churu, you'll get the correct details.
How to Use IFSC Code SBIN0032272 for Online Transfers?
If you have the IFSC Code SBIN0032272 for the Ganpati Plaza Sujangarh branch of State Bank Of India in Churu, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0032272. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0032272.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Ganpati Plaza Sujangarh in Churu, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Ganpati Plaza Sujangarh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Churu to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0032272.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ganpati Plaza Sujangarh Ladnun Road Sujangarh Tehsil Sujangarh Dist Churu Rajasthan Pin 331507 located in Churu, Sujangarh, Rajasthan.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.