Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Pearsonmun branch in Churachandpur, Pearson, Manipur, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Churachandpur or anywhere in Manipur can transfer funds instantly by using the correct IFSC Code SBIN0015428. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Pearsonmun, Churachandpur

Here are the key points that are associated with the IFSC Code SBIN0015428 of State Bank Of India for its branch located in Churachandpur, within the district of Pearson in the state of Manipur.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0015428
Branch Pearsonmun
City Churachandpur
District Pearson
State Manipur
Address Pearsonmun, Kvk Building,Pearson,Churachandpur , Manipur795128

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Churachandpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0015428 for the Pearsonmun branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0015428 is given to every bank branch, including State Bank Of India located in Pearsonmun, Churachandpur, Manipur, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Churachandpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Churachandpur and Pearson.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Manipur and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Pearsonmun doesn't end up at another location.

Format of the IFSC Code SBIN0015428

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pearsonmun in Churachandpur.

For example, the IFSC Code SBIN0015428 of State Bank Of India for the Pearsonmun branch includes these elements, identifying the bank and the branch location in Churachandpur and Manipur correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0015428 of State Bank Of India for its Pearsonmun branch located in Churachandpur, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Churachandpur and Pearson, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Pearsonmun or Churachandpur to get the exact IFSC Code SBIN0015428.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Churachandpur that will provide accurate information.

How to Use IFSC Code SBIN0015428 for Online Transfers?

Once you have the IFSC Code SBIN0015428 for the Pearsonmun branch of State Bank Of India in Churachandpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0015428. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0015428.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Pearsonmun in Churachandpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pearsonmun, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Churachandpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Pearsonmun, Churachandpur?

The IFSC Code is SBIN0015428.

Is the IFSC Code SBIN0015428 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Pearsonmun?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pearsonmun branch?

The address of the branch is Pearsonmun, Kvk Building,Pearson,Churachandpur , Manipur795128 located in Churachandpur, Pearson, Manipur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.