Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Cac ,Bd Road, Chitradurga branch in Chitradurga, Chitradurga, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Chitradurga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0061839. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Cac ,Bd Road, Chitradurga, Chitradurga

Here are the main details that are associated with the IFSC Code SBIN0061839 of State Bank Of India for its branch located in Chitradurga, within the district of Chitradurga in the state of Karnataka.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0061839
Branch Cac ,Bd Road, Chitradurga
City Chitradurga
District Chitradurga
State Karnataka
Address Bd Road,Chitradurga,Pin Code 577501

These details help users in online banking and for businesses and individuals who use State Bank Of India in Chitradurga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061839 for the Cac ,Bd Road, Chitradurga branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Cac ,Bd Road, Chitradurga, Chitradurga, Karnataka, are allotted a unique IFSC like SBIN0061839 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chitradurga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chitradurga and Chitradurga.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Cac ,Bd Road, Chitradurga reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code SBIN0061839

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cac ,Bd Road, Chitradurga in Chitradurga.

For example, the IFSC Code SBIN0061839 of State Bank Of India for the Cac ,Bd Road, Chitradurga branch has these elements, identifying the bank and the branch location in Chitradurga and Karnataka correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0061839 of State Bank Of India for its Cac ,Bd Road, Chitradurga branch located in Chitradurga, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Chitradurga and Chitradurga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Cac ,Bd Road, Chitradurga or Chitradurga to get the exact IFSC Code SBIN0061839.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Chitradurga that will provide accurate information.

How to Use IFSC Code SBIN0061839 for Online Transfers?

If you have the IFSC Code SBIN0061839 for the Cac ,Bd Road, Chitradurga branch of State Bank Of India in Chitradurga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0061839. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0061839.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Cac ,Bd Road, Chitradurga in Chitradurga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Cac ,Bd Road, Chitradurga, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Chitradurga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Cac ,Bd Road, Chitradurga, Chitradurga?

The IFSC Code is SBIN0061839.

Is the IFSC Code SBIN0061839 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Cac ,Bd Road, Chitradurga?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Cac ,Bd Road, Chitradurga branch?

The address of the branch is Bd Road,Chitradurga,Pin Code 577501 located in Chitradurga, Chitradurga, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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