IFSC Code of State Bank Of India, Adivala, Adivala, Karnataka — SBIN0040262

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Adivala branch in Chitradurga, Adivala, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Chitradurga or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0040262. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Adivala, Chitradurga

Here are the main details that are associated with the IFSC Code SBIN0040262 of State Bank Of India for its branch located in Chitradurga, within the district of Adivala in the state of Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Chitradurga for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0040262 for the Adivala branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Adivala, Chitradurga, Karnataka, are allotted a unique IFSC like SBIN0040262 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Chitradurga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Chitradurga and Adivala.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Adivala reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code SBIN0040262

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Adivala in Chitradurga.

For example, the IFSC Code SBIN0040262 of State Bank Of India for the Adivala branch includes these elements, identifying the bank and the branch location in Chitradurga and Karnataka accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0040262 of State Bank Of India for its Adivala branch located in Chitradurga, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Chitradurga and Adivala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Adivala or Chitradurga to get the exact IFSC Code SBIN0040262.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Chitradurga, then it will provide you proper information.

How to Use IFSC Code SBIN0040262 for Online Transfers?

Once you have the IFSC Code SBIN0040262 for the Adivala branch of State Bank Of India in Chitradurga, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0040262. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0040262.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Adivala in Chitradurga, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Adivala, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chitradurga to handle online money transfers and get their cheques cleared smoothly.