IFSC Code of State Bank Of India, Chikhal Than, Chikhalthan, Maharashtra — SBIN0064300

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Chikhal Than branch in Chikhalthan, Chikhalthan, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Chikhalthan or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code SBIN0064300. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Chikhal Than, Chikhalthan

The table below shows the main details of the IFSC Code SBIN0064300 for the State Bank Of India branch in Chikhalthan, which falls under the Chikhalthan district in Maharashtra.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Chikhalthan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0064300 for the Chikhal Than branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Chikhal Than, Chikhalthan, Maharashtra, is provided with a unique IFSC like SBIN0064300 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Chikhalthan.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Chikhalthan and Chikhalthan.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Chikhal Than do not get mixed with another location.

Format of the IFSC Code SBIN0064300

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chikhal Than in Chikhalthan.

For example, the IFSC Code SBIN0064300 of State Bank Of India for the Chikhal Than branch includes these elements, identifying the bank and the branch location in Chikhalthan and Maharashtra accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064300 of State Bank Of India for its Chikhal Than branch located in Chikhalthan, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Chikhalthan and Chikhalthan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Chikhal Than or Chikhalthan to get the exact IFSC Code SBIN0064300.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Chikhalthan, you'll get the correct details.

How to Use IFSC Code SBIN0064300 for Online Transfers?

If you have the IFSC Code SBIN0064300 for the Chikhal Than branch of State Bank Of India in Chikhalthan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064300. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0064300.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Chikhal Than in Chikhalthan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chikhal Than, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chikhalthan manage online transfers as well as cheque clearances with ease.