Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Cac ,Hosamane Extension,Chickmagalur branch in Chickmangalur, Chickmangalur, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Chickmangalur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0061836. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Cac ,Hosamane Extension,Chickmagalur, Chickmangalur
Here are the main details that are associated with the IFSC Code SBIN0061836 of State Bank Of India for its branch located in Chickmangalur, within the district of Chickmangalur in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0061836 |
| Branch | Cac ,Hosamane Extension,Chickmagalur |
| City | Chickmangalur |
| District | Chickmangalur |
| State | Karnataka |
| Address | Mysuru Bank Road Chickmagalur Pin Code 577101 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Chickmangalur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0061836 for the Cac ,Hosamane Extension,Chickmagalur branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Cac ,Hosamane Extension,Chickmagalur, Chickmangalur, Karnataka, are given a unique IFSC like SBIN0061836 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chickmangalur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Chickmangalur and Chickmangalur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Cac ,Hosamane Extension,Chickmagalur goes to the correct branch. This is important because State Bank Of India has thousands of branches in Karnataka and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0061836
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cac ,Hosamane Extension,Chickmagalur in Chickmangalur.
For example, the IFSC Code SBIN0061836 of State Bank Of India for the Cac ,Hosamane Extension,Chickmagalur branch has these elements, identifying the bank and the branch location in Chickmangalur and Karnataka correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0061836 of State Bank Of India for its Cac ,Hosamane Extension,Chickmagalur branch located in Chickmangalur, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Chickmangalur and Chickmangalur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Cac ,Hosamane Extension,Chickmagalur or Chickmangalur to find the exact IFSC Code SBIN0061836.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Chickmangalur will provide accurate information.
How to Use IFSC Code SBIN0061836 for Online Transfers?
Once you have the IFSC Code SBIN0061836 for the Cac ,Hosamane Extension,Chickmagalur branch of State Bank Of India in Chickmangalur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0061836. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061836.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Cac ,Hosamane Extension,Chickmagalur in Chickmangalur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Cac ,Hosamane Extension,Chickmagalur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Chickmangalur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0061836.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mysuru Bank Road Chickmagalur Pin Code 577101 located in Chickmangalur, Chickmangalur, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.