For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Gaurihar branch in Chhatarpur, Gourihar, Madhya Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Chhatarpur or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017652. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Gaurihar, Chhatarpur

Here are the main details that are associated with the IFSC Code SBIN0017652 of State Bank Of India for its branch located in Chhatarpur, within the district of Gourihar in the state of Madhya Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017652
Branch Gaurihar
City Chhatarpur
District Gourihar
State Madhya Pradesh
Address Gaurihar Ward No3 Police Station Road Gaurihar Distt Chhatarpur Madhya Pradesh471516

These details help users in online banking and for businesses and individuals who use State Bank Of India in Chhatarpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017652 for the Gaurihar branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0017652 is given to every bank branch, including State Bank Of India located in Gaurihar, Chhatarpur, Madhya Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Chhatarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Chhatarpur and Gourihar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Madhya Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Gaurihar doesn't end up at another location.

Format of the IFSC Code SBIN0017652

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gaurihar in Chhatarpur.

For example, the IFSC Code SBIN0017652 of State Bank Of India for the Gaurihar branch includes these elements, identifying the bank and the branch location in Chhatarpur and Madhya Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0017652 of State Bank Of India for its Gaurihar branch located in Chhatarpur, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Chhatarpur and Gourihar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Gaurihar or Chhatarpur to get the exact IFSC Code SBIN0017652.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Chhatarpur, then it will provide you proper information.

How to Use IFSC Code SBIN0017652 for Online Transfers?

If you have the IFSC Code SBIN0017652 for the Gaurihar branch of State Bank Of India in Chhatarpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017652. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0017652.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Gaurihar in Chhatarpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gaurihar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chhatarpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Gaurihar, Chhatarpur?

The IFSC Code is SBIN0017652.

Is the IFSC Code SBIN0017652 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Gaurihar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gaurihar branch?

The address of the branch is Gaurihar Ward No3 Police Station Road Gaurihar Distt Chhatarpur Madhya Pradesh471516 located in Chhatarpur, Gourihar, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.