For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Mamoon Canttt Pathankot branch in Chandigarh, Gurdaspur, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Chandigarh or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0009839. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mamoon Canttt Pathankot, Chandigarh

The table below shows the main details of the IFSC Code SBIN0009839 for the State Bank Of India branch in Chandigarh, which falls under the Gurdaspur district in Punjab.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0009839
Branch Mamoon Canttt Pathankot
City Chandigarh
District Gurdaspur
State Punjab
Address Hq 29 Mtw Div Bungal,Gurdaspur, Chandigarh, Punjab

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Chandigarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0009839 for the Mamoon Canttt Pathankot branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Mamoon Canttt Pathankot, Chandigarh, Punjab, are given a unique IFSC like SBIN0009839 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chandigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Chandigarh and Gurdaspur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Mamoon Canttt Pathankot goes to the correct branch. This is important because State Bank Of India has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0009839

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mamoon Canttt Pathankot in Chandigarh.

For example, the IFSC Code SBIN0009839 of State Bank Of India for the Mamoon Canttt Pathankot branch includes these elements, identifying the bank and the branch location in Chandigarh and Punjab correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0009839 of State Bank Of India for its Mamoon Canttt Pathankot branch located in Chandigarh, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Chandigarh and Gurdaspur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Mamoon Canttt Pathankot or Chandigarh to get the exact IFSC Code SBIN0009839.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Chandigarh that will provide accurate information.

How to Use IFSC Code SBIN0009839 for Online Transfers?

Once you have the IFSC Code SBIN0009839 for the Mamoon Canttt Pathankot branch of State Bank Of India in Chandigarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0009839. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0009839.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Mamoon Canttt Pathankot in Chandigarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mamoon Canttt Pathankot, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chandigarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Mamoon Canttt Pathankot, Chandigarh?

The IFSC Code is SBIN0009839.

Is the IFSC Code SBIN0009839 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Mamoon Canttt Pathankot?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Mamoon Canttt Pathankot branch?

The address of the branch is Hq 29 Mtw Div Bungal,Gurdaspur, Chandigarh, Punjab located in Chandigarh, Gurdaspur, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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