IFSC Code of State Bank Of India, Chandauli Racc R And Db, Chandauli, Uttar Pradesh — SBIN0063196

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Chandauli Racc R And Db branch in Chandauli, Chandauli, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0063196. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Chandauli Racc R And Db, Chandauli

Here are some of the key details that come with the IFSC Code SBIN0063196 of State Bank Of India for its branch located in Chandauli, within the district of Chandauli in the state of Uttar Pradesh.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Chandauli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063196 for the Chandauli Racc R And Db branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Chandauli Racc R And Db, Chandauli, Uttar Pradesh, is provided with a unique IFSC like SBIN0063196 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Chandauli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Chandauli and Chandauli.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Chandauli Racc R And Db do not get mixed with another location.

Format of the IFSC Code SBIN0063196

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chandauli Racc R And Db in Chandauli.

For example, the IFSC Code SBIN0063196 of State Bank Of India for the Chandauli Racc R And Db branch includes these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0063196 of State Bank Of India for its Chandauli Racc R And Db branch located in Chandauli, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Chandauli and Chandauli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Chandauli Racc R And Db or Chandauli to find the exact IFSC Code SBIN0063196.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Chandauli will provide accurate information.

How to Use IFSC Code SBIN0063196 for Online Transfers?

Once you have the IFSC Code SBIN0063196 for the Chandauli Racc R And Db branch of State Bank Of India in Chandauli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0063196. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063196.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Chandauli Racc R And Db in Chandauli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chandauli Racc R And Db, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Chandauli manage their online transfers and cheque clearances easily.