The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Rbo Four Chamrajanagar branch in Chamrajanagara, Chamrajanagara, Karnataka, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Chamrajanagara or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0063902. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Rbo Four Chamrajanagar, Chamrajanagara
Here are some of the key details that come with the IFSC Code SBIN0063902 of State Bank Of India for its branch located in Chamrajanagara, within the district of Chamrajanagara in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063902 |
| Branch | Rbo Four Chamrajanagar |
| City | Chamrajanagara |
| District | Chamrajanagara |
| State | Karnataka |
| Address | Rbo Bldng,Lakshmivenkateswara Complex,Nanjangud Main Rd,Chamarajanagara,571313 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Chamrajanagara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0063902 for the Rbo Four Chamrajanagar branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rbo Four Chamrajanagar, Chamrajanagara, Karnataka, is provided with a unique IFSC like SBIN0063902 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Chamrajanagara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Chamrajanagara and Chamrajanagara.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Rbo Four Chamrajanagar do not get mixed with another location.
Format of the IFSC Code SBIN0063902
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rbo Four Chamrajanagar in Chamrajanagara.
For example, the IFSC Code SBIN0063902 of State Bank Of India for the Rbo Four Chamrajanagar branch has these elements, identifying the bank and the branch location in Chamrajanagara and Karnataka correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0063902 of State Bank Of India for its Rbo Four Chamrajanagar branch located in Chamrajanagara, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Chamrajanagara and Chamrajanagara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Rbo Four Chamrajanagar or Chamrajanagara to get the exact IFSC Code SBIN0063902.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Chamrajanagara that will provide accurate information.
How to Use IFSC Code SBIN0063902 for Online Transfers?
Once you have the IFSC Code SBIN0063902 for the Rbo Four Chamrajanagar branch of State Bank Of India in Chamrajanagara, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0063902. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063902.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Rbo Four Chamrajanagar in Chamrajanagara may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Four Chamrajanagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chamrajanagara manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0063902.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Rbo Bldng,Lakshmivenkateswara Complex,Nanjangud Main Rd,Chamarajanagara,571313 located in Chamrajanagara, Chamrajanagara, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.