IFSC Code of State Bank Of India, Khawzawl, Khawzawl, Mizoram — SBIN0013641

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Khawzawl branch in Champhai, Khawzawl, or Mizoram, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Champhai or anywhere in Mizoram can transfer funds instantly by using the correct IFSC Code SBIN0013641. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Khawzawl, Champhai

The table below shows the main details of the IFSC Code SBIN0013641 for the State Bank Of India branch in Champhai, which falls under the Khawzawl district in Mizoram.

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Champhai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013641 for the Khawzawl branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Khawzawl, Champhai, Mizoram, is provided with a unique IFSC like SBIN0013641 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Champhai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Champhai and Khawzawl.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Mizoram and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Khawzawl do not get mixed with another location.

Format of the IFSC Code SBIN0013641

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khawzawl in Champhai.

For example, the IFSC Code SBIN0013641 of State Bank Of India for the Khawzawl branch includes these elements, identifying the bank and the branch location in Champhai and Mizoram correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0013641 of State Bank Of India for its Khawzawl branch located in Champhai, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Champhai and Khawzawl, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Khawzawl or Champhai to find the exact IFSC Code SBIN0013641.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Champhai will provide accurate information.

How to Use IFSC Code SBIN0013641 for Online Transfers?

If you have the IFSC Code SBIN0013641 for the Khawzawl branch of State Bank Of India in Champhai, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0013641. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0013641.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Khawzawl in Champhai, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Khawzawl, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Champhai to handle online money transfers and get their cheques cleared smoothly.