IFSC Code of State Bank Of India, Punajanur, Punajanur, Karnataka — SBIN0064513

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Punajanur branch in Chamarajanagar, Punajanur, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Chamarajanagar or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code SBIN0064513. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Punajanur, Chamarajanagar

The table below shows the main details of the IFSC Code SBIN0064513 for the State Bank Of India branch in Chamarajanagar, which falls under the Punajanur district in Karnataka.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Chamarajanagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0064513 for the Punajanur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Punajanur, Chamarajanagar, Karnataka, are allotted a unique IFSC like SBIN0064513 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Chamarajanagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Chamarajanagar and Punajanur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Punajanur reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code SBIN0064513

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Punajanur in Chamarajanagar.

For example, the IFSC Code SBIN0064513 of State Bank Of India for the Punajanur branch has these elements, identifying the bank and the branch location in Chamarajanagar and Karnataka correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064513 of State Bank Of India for its Punajanur branch located in Chamarajanagar, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Chamarajanagar and Punajanur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Punajanur or Chamarajanagar to get the exact IFSC Code SBIN0064513.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Chamarajanagar that will provide accurate information.

How to Use IFSC Code SBIN0064513 for Online Transfers?

If you have the IFSC Code SBIN0064513 for the Punajanur branch of State Bank Of India in Chamarajanagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064513. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0064513.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Punajanur in Chamarajanagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Punajanur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chamarajanagar manage online transfers as well as cheque clearances with ease.