The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Haradanahally branch in Chamarajanagar, Venkataiahnachatra, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Chamarajanagar or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code SBIN0040764. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Haradanahally, Chamarajanagar

Below in the table are the key details related to IFSC Code SBIN0040764 of State Bank Of India for its branch located in Chamarajanagar, within the district of Venkataiahnachatra in the state of Karnataka.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0040764
Branch Haradanahally
City Chamarajanagar
District Venkataiahnachatra
State Karnataka
Address Near Venkataina Chatra Haradana Hally 571127

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Chamarajanagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0040764 for the Haradanahally branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Haradanahally, Chamarajanagar, Karnataka, are allotted a unique IFSC like SBIN0040764 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chamarajanagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chamarajanagar and Venkataiahnachatra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Haradanahally reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code SBIN0040764

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Haradanahally in Chamarajanagar.

For example, the IFSC Code SBIN0040764 of State Bank Of India for the Haradanahally branch has these elements, identifying the bank and the branch location in Chamarajanagar and Karnataka correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0040764 of State Bank Of India for its Haradanahally branch located in Chamarajanagar, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Chamarajanagar and Venkataiahnachatra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Haradanahally or Chamarajanagar to get the exact IFSC Code SBIN0040764.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Chamarajanagar, then it will provide you proper information.

How to Use IFSC Code SBIN0040764 for Online Transfers?

Once you have the IFSC Code SBIN0040764 for the Haradanahally branch of State Bank Of India in Chamarajanagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0040764. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0040764.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Haradanahally in Chamarajanagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Haradanahally, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chamarajanagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Haradanahally Chamarajanagar?

The IFSC Code of the Haradanahally Chamarajanagar branch is SBIN0040764.

Is IFSC Code SBIN0040764 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Haradanahally branch?

The branch is located at Near Venkataina Chatra Haradana Hally 571127.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.