IFSC Code of State Bank Of India, Sme Burdwan, Burdwan, West Bengal — SBIN0013504

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Sme Burdwan branch in Burdwan, Burdwan, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Burdwan or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0013504. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Sme Burdwan, Burdwan

Here are the key points that are associated with the IFSC Code SBIN0013504 of State Bank Of India for its branch located in Burdwan, within the district of Burdwan in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Burdwan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013504 for the Sme Burdwan branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sme Burdwan, Burdwan, West Bengal, is provided with a unique IFSC like SBIN0013504 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Burdwan.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Burdwan and Burdwan.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Sme Burdwan do not get mixed with another location.

Format of the IFSC Code SBIN0013504

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sme Burdwan in Burdwan.

For example, the IFSC Code SBIN0013504 of State Bank Of India for the Sme Burdwan branch includes these elements, identifying the bank and the branch location in Burdwan and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0013504 of State Bank Of India for its Sme Burdwan branch located in Burdwan, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Burdwan and Burdwan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Sme Burdwan or Burdwan to get the exact IFSC Code SBIN0013504.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Burdwan, then it will provide you proper information.

How to Use IFSC Code SBIN0013504 for Online Transfers?

Once you have the IFSC Code SBIN0013504 for the Sme Burdwan branch of State Bank Of India in Burdwan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0013504. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0013504.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Sme Burdwan in Burdwan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sme Burdwan, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Burdwan to handle online money transfers and get their cheques cleared smoothly.