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IFSC Code of State Bank Of India, Adb Dibai, Bulandshahr, Uttar Pradesh — SBIN0004942

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Adb Dibai branch in Bulandshehar, Bulandshahr, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Bulandshehar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0004942. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Adb Dibai, Bulandshehar

Here are the key points that are associated with the IFSC Code SBIN0004942 of State Bank Of India for its branch located in Bulandshehar, within the district of Bulandshahr in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0004942
Branch Adb Dibai
City Bulandshehar
District Bulandshahr
State Uttar Pradesh
Address Dist Bulandshahr, Uttar Pradesh 202393

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Bulandshehar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0004942 for the Adb Dibai branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0004942 is given to every bank branch, including State Bank Of India located in Adb Dibai, Bulandshehar, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Bulandshehar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bulandshehar and Bulandshahr.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Adb Dibai doesn't end up at another location.

Format of the IFSC Code SBIN0004942

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adb Dibai in Bulandshehar.

For example, the IFSC Code SBIN0004942 of State Bank Of India for the Adb Dibai branch includes these elements, identifying the bank and the branch location in Bulandshehar and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0004942 of State Bank Of India for its Adb Dibai branch located in Bulandshehar, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bulandshehar and Bulandshahr, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Adb Dibai or Bulandshehar to get the exact IFSC Code SBIN0004942.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Bulandshehar that will provide accurate information.

How to Use IFSC Code SBIN0004942 for Online Transfers?

Once you have the IFSC Code SBIN0004942 for the Adb Dibai branch of State Bank Of India in Bulandshehar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0004942. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0004942.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Adb Dibai in Bulandshehar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Adb Dibai, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bulandshehar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Adb Dibai, Bulandshehar?

The IFSC Code is SBIN0004942.

Is the IFSC Code SBIN0004942 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Adb Dibai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Adb Dibai branch?

The address of the branch is Dist Bulandshahr, Uttar Pradesh 202393 located in Bulandshehar, Bulandshahr, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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