There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Arjun Nagar Dataganj branch in Budaun, Dataganj, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Budaun or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0017302. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Arjun Nagar Dataganj, Budaun

The table below shows the main details of the IFSC Code SBIN0017302 for the State Bank Of India branch in Budaun, which falls under the Dataganj district in Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0017302
Branch Arjun Nagar Dataganj
City Budaun
District Dataganj
State Uttar Pradesh
Address Bela Dandi Road,Arela Chauraha Dataganj,Teh Dataganj,Distt.Budaun.Uttar Pradesh 243635

These details help users in online banking and for businesses and individuals who use State Bank Of India in Budaun for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017302 for the Arjun Nagar Dataganj branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Arjun Nagar Dataganj, Budaun, Uttar Pradesh, is provided a unique IFSC like SBIN0017302 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Budaun.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Budaun and Dataganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Arjun Nagar Dataganj do not get misguided to another person.

Format of the IFSC Code SBIN0017302

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Arjun Nagar Dataganj in Budaun.

For example, the IFSC Code SBIN0017302 of State Bank Of India for the Arjun Nagar Dataganj branch includes these elements, identifying the bank and the branch location in Budaun and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0017302 of State Bank Of India for its Arjun Nagar Dataganj branch located in Budaun, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Budaun and Dataganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Arjun Nagar Dataganj or Budaun to get the exact IFSC Code SBIN0017302.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Budaun that will provide accurate information.

How to Use IFSC Code SBIN0017302 for Online Transfers?

Once you have the IFSC Code SBIN0017302 for the Arjun Nagar Dataganj branch of State Bank Of India in Budaun, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0017302. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0017302.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Arjun Nagar Dataganj in Budaun, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Arjun Nagar Dataganj, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Budaun manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Arjun Nagar Dataganj, Budaun?

The IFSC Code is SBIN0017302.

Is the IFSC Code SBIN0017302 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Arjun Nagar Dataganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Arjun Nagar Dataganj branch?

The address of the branch is Bela Dandi Road,Arela Chauraha Dataganj,Teh Dataganj,Distt.Budaun.Uttar Pradesh 243635 located in Budaun, Dataganj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.