IFSC Code of State Bank Of India, Mini Racpc Bongaigaon, Bongaigaon, Assam- SBIN0064490

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Mini Racpc Bongaigaon branch in Bongaigaon, Bongaigaon, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Bongaigaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code SBIN0064490. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Mini Racpc Bongaigaon, Bongaigaon

Here are the key points that are associated with the IFSC Code SBIN0064490 of State Bank Of India for its branch located in Bongaigaon, within the district of Bongaigaon in the state of Assam.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Bongaigaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064490 for the Mini Racpc Bongaigaon branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mini Racpc Bongaigaon, Bongaigaon, Assam, is provided with a unique IFSC like SBIN0064490 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Bongaigaon.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bongaigaon and Bongaigaon.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Mini Racpc Bongaigaon do not get mixed with another location.

Format of the IFSC Code SBIN0064490

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mini Racpc Bongaigaon in Bongaigaon.

For example, the IFSC Code SBIN0064490 of State Bank Of India for the Mini Racpc Bongaigaon branch includes these elements, identifying the bank and the branch location in Bongaigaon and Assam correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064490 of State Bank Of India for its Mini Racpc Bongaigaon branch located in Bongaigaon, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bongaigaon and Bongaigaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Mini Racpc Bongaigaon or Bongaigaon to get the exact IFSC Code SBIN0064490.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Bongaigaon that will provide accurate information.

How to Use IFSC Code SBIN0064490 for Online Transfers?

Once you have the IFSC Code SBIN0064490 for the Mini Racpc Bongaigaon branch of State Bank Of India in Bongaigaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0064490. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064490.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mini Racpc Bongaigaon in Bongaigaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Mini Racpc Bongaigaon, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bongaigaon manage online transfers as well as cheque clearances with ease.