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IFSC Code of State Bank Of India, R And Db Racc Bolpur, Bolpur, West Bengal — SBIN0062995

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its R And Db Racc Bolpur branch in Bolpur, Bolpur, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Bolpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0062995. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, R And Db Racc Bolpur, Bolpur

Here are some of the key details that come with the IFSC Code SBIN0062995 of State Bank Of India for its branch located in Bolpur, within the district of Bolpur in the state of West Bengal.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0062995
Branch R And Db Racc Bolpur
City Bolpur
District Bolpur
State West Bengal
Address Shantiniketan Road, Dist Birbhum, West Bengal - 731204

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Bolpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0062995 for the R And Db Racc Bolpur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in R And Db Racc Bolpur, Bolpur, West Bengal, are allotted a unique IFSC like SBIN0062995 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bolpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bolpur and Bolpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in R And Db Racc Bolpur reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0062995

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like R And Db Racc Bolpur in Bolpur.

For example, the IFSC Code SBIN0062995 of State Bank Of India for the R And Db Racc Bolpur branch has these elements, identifying the bank and the branch location in Bolpur and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0062995 of State Bank Of India for its R And Db Racc Bolpur branch located in Bolpur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Bolpur and Bolpur, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for R And Db Racc Bolpur or Bolpur to get the exact IFSC Code SBIN0062995.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Bolpur, you'll get the correct details.

How to Use IFSC Code SBIN0062995 for Online Transfers?

Once you have the IFSC Code SBIN0062995 for the R And Db Racc Bolpur branch of State Bank Of India in Bolpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0062995. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062995.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India R And Db Racc Bolpur in Bolpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in R And Db Racc Bolpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bolpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in R And Db Racc Bolpur, Bolpur?

The IFSC Code is SBIN0062995.

Is the IFSC Code SBIN0062995 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India R And Db Racc Bolpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the R And Db Racc Bolpur branch?

The address of the branch is Shantiniketan Road, Dist Birbhum, West Bengal - 731204 located in Bolpur, Bolpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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