For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Jenamore branch in Bokaro, Jainmore, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Bokaro or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code SBIN0012548. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Jenamore, Bokaro

Here are the main details that are associated with the IFSC Code SBIN0012548 of State Bank Of India for its branch located in Bokaro, within the district of Jainmore in the state of Jharkhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0012548
Branch Jenamore
City Bokaro
District Jainmore
State Jharkhand
Address Adm Market Jena More,Jenamore,Bokaro,Distbokaro827010

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Bokaro for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012548 for the Jenamore branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Jenamore, Bokaro, Jharkhand, are allotted a unique IFSC like SBIN0012548 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bokaro.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bokaro and Jainmore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Jenamore reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code SBIN0012548

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jenamore in Bokaro.

For example, the IFSC Code SBIN0012548 of State Bank Of India for the Jenamore branch includes these elements, identifying the bank and the branch location in Bokaro and Jharkhand accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0012548 of State Bank Of India for its Jenamore branch located in Bokaro, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bokaro and Jainmore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Jenamore or Bokaro to find the exact IFSC Code SBIN0012548.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Bokaro will provide accurate information.

How to Use IFSC Code SBIN0012548 for Online Transfers?

Once you have the IFSC Code SBIN0012548 for the Jenamore branch of State Bank Of India in Bokaro, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0012548. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012548.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Jenamore in Bokaro, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Jenamore, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bokaro manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Jenamore, Bokaro?

The IFSC Code is SBIN0012548.

Is the IFSC Code SBIN0012548 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Jenamore?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jenamore branch?

The address of the branch is Adm Market Jena More,Jenamore,Bokaro,Distbokaro827010 located in Bokaro, Jainmore, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.